Churn you see coming
Risk surfaces while the account is still savable, with the behaviour and the replay that explain it — not a percentage after the fact.
Someone stops logging in and nothing tells you. Something breaks where you can’t see it. They cancel with two words that aren’t the reason. A card expires at 3am. By the time a chart adds it all up, the money and the customer are both gone.
Read-only Stripe access · no card required
Day 47 · no ticket, no complaint
Logins thin out. The integration she connected in week one quietly drops. Three of her five seats go untouched for a month. None of it reaches you, because none of it is the kind of thing anyone builds an alert for. The cancellation is six weeks away and already decided.
Account signals
UnwatchedWeekly sessions
week 3 → week 7
Seats active
3 never returned
Integration
day 31, silently
Support tickets
nothing to answer
No alert exists for any of this.
Day 51 · two sessions, 40 seconds each
She opened the app twice, got as far as one screen, and left. Nothing threw an exception, so your error tracker has nothing. Support tries it and it works fine for them. All you are left with is a hunch, and a number at the end of the month.
Session · 14 Feb
Not capturedno recording available
14:41 · Tuesday the 11th
A hosted billing portal takes it from there: one button, no questions worth asking, no offer, and a free-text box she fills with “too expensive.” It wasn't. Everything that would have told you the real reason was sitting in your own data, unread.
Hosted billing portal
What you gotWhy are you canceling?
“too expensive”
What was true
03:12 · Tuesday the 4th
Stripe retries on its own schedule, sends a template nobody opens, and eventually gives up. A week later the subscription cancels itself. This customer was not unhappy at all — their bank declined a card and no one was awake to notice.
Invoice INV-4471 · $490
StripeNobody read a single one of these.
MRR out the door this quarter · illustrative
Every one of those saves was possible. Each just needed somebody to notice in time, work out the real reason, and send the right message on the right day — for every account, every day, without stopping. That is a full-time job you have never been able to justify hiring for.
The turn
Read-only. Five minutes. That is the entire ask.
Stripe connected
Restricted key · read-only
Act II — From here on
Same four moments. Same timestamps. Someone is awake for all of them now.
Day 47 · no ticket, no complaint
Churnless is already reading the behaviour you couldn't watch — sessions, seats, integrations, billing history, the tone of every reply — and scoring the account against how your customers have actually churned before. On day 47 it flags her, shows the evidence behind the score, and starts working the account while there is still something to work with.
Health score · Northwind Labs
LiveWhy, with the evidence
Day 51 · two sessions, 40 seconds each
Privacy-masked session replay, attached to her timeline and cued to the session the risk score flagged. She reached the import screen, waited eleven seconds for something that never resolved, and left. Nobody had to reproduce it, and nobody had to guess.
Session replay · 14 Feb
Masked14:41 · Tuesday the 11th
Not a hosted billing page. The flow is embedded in your app, and it opens holding her whole history: the stall at step three, the eleven-second wait, the seats nobody used. So it doesn't reach for a discount she never asked about. It offers the help she actually needs, and it remembers every offer she has already turned down.
Cancel flow · in your app
EmbeddedBefore you go —
Imports stalled for you on the 14th. Want 20 minutes with an engineer to finish the migration — on us?
Why this offer, not a discount
03:12 · Tuesday the 4th
It reads why the payment failed — an expired card, not an empty account — and schedules the retry for when that reason actually clears. The gentle email goes first, in your voice. The urgent one waits until it is earned. She updates her card at 8:15am from her phone, and neither of you thinks about it again.
Recovery plan · INV-4471
AgentRead the decline reason
card_expired · not insufficient_funds
Scheduled the retry
Thu 09:00, her local time
Sent the gentle email
Urgent tone held back
Card updated · $490 kept
08:15 — no ticket, no chase
MRR kept this quarter · illustrative
Act III — Six months later
Risk surfaces while the account is still savable, with the behaviour and the replay that explain it — not a percentage after the fact.
The cancel flow makes the right offer inside your product, and every failed payment gets worked on the day it is most likely to clear.
No exporting Stripe into a spreadsheet. No writing dunning emails one at a time. No guessing which accounts deserve the call this week.
Every at-risk account carries a score, the evidence behind it, and a record of what has already been tried on it.
Your week
Chasing failed payments, chasing cancellations, and reconstructing why either happened. What replaces all of it is one message on Monday telling you what was saved and what it took.
Illustrative — your own before-and-after comes out of the audit.
Start here
Connect Stripe read-only and take the leak audit first — your real failed payments, your real cancellations, your real exposure. Nothing installs and nothing sends until you decide it should.
Read-only Stripe access · no card required · your 14-day trial starts only when you turn protection on